![]() Just make sure to note any valuable items, like an expensive suit or dress! Pay attention to high-value itemsįor particularly valuable items like watches or jewellery, or even something like an old family heirloom for which you probably don’t have any receipts, getting in touch with a valuer may be helpful. If you can collect receipts for a few different pants, shirts and shoes, you may be able to get a rough idea of the whole lot. You (most likely!) won’t have a receipt for everything you own, but don’t worry! You can still get an average value in categories where you may have loads of items – like a wardrobe. Whether you go room by room, by type of item, or on a collection-based system, you can categorise your list however suits you best. For more info on limits, refer to the PDS.Įxplore AAMI Contents Insurance How to create a home inventory list Categorise your contents With AAMI, they have a limit of $1,000, unless you choose to specify the full amount on your certificate of insurance. Plus, having a home inventory list can help identify certain items that may have flexible limits – like a collection of old vinyl records. As long as the evidence of value isn’t out-of-date, using your list to help source replacements or determine the amount of a cash payment should be pretty straightforward. Having a pre-prepared list of items, along with their value, can make the claims process more efficient. If you’re unsure how to calculate how much insurance you need, AAMI’s Home Contents calculator can help. Such a list helps you avoid becoming underinsured – which can creep up on you over time as you add items to your home. ![]() A home inventory list makes this easier – whether it’s just a jot-down of everything you own without detail, or a more in-depth document with things like receipts and photos. ![]() Why you need a home inventory list Accurate insurance coverĬhoosing a dollar figure off the top of your head to represent what all your stuff is worth can be overwhelming. That’s where a home inventory list comes in handy. But it’s easy to overlook the smaller things, like those one-purpose appliances or once-a-year items like Chrissy decorations. Can you rattle off a list of everything you own? Sure, the big things may come easily, like your fridge and lounge furniture.
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